Sunday, 23 June 2013

Using an ATM aka an "Hole In The Wall"


There appears to be some confusion as to how to use an ATM, as whenever I go to use it I'm inevitably stuck behind someone who takes approximately a week to prod buttons, insert cards, and generally mess around.

Step one: As you approach the ATM, have your card ready.  Don't wait until it's your turn to rummage around in your wallet/purse/carrier bag to find it.
Step one: Again, before it's your turn, decide how much money you are going to withdraw before you actually reach the ATM.  Remember the card goes chip side up, with the chip end first into the machine.
Step two: When you actually get to the machine for your turn, the moment the machine is ready to accept your card, insert it.
Step three: Enter your PIN number.  Hit the enter key if it asks you to.
Step four: Ignore all of the options - you are allowed to pick either Cash, or Cash with Receipt.  This is an ATM, not an all-you-can-eat buffet restaurant.
Step five: Choose how much money you want.  Preferably pick one of the standard options instead of typing in the exact amount you want, it's quicker.
Step six: Take your card, then your money.
Step seven: Leave.  Do not put your card & money into your wallet/purse etc until you are out of the way and the next person can use the ATM.

In this way you can complete your usage of the ATM in about 20-25 seconds, unlike the average of around forty minutes which it seems to take whoever it is in front of me.

To be fair it's partially the fault of the ATM programmers - ever since they made it possible to top up your phone or pay your newspapers via the ATM it tempts people to spend more time using them (hence Step four) and I accept that you might not want to do step seven if you're worried about being mugged, but in that case have your wallet etc ready to put the money in as soon as it comes out of the machine.

My parents have started a new blog for their business at - they've been running a Facebook page for a while ( which has been going really well and I strongly recommend - it isn't the usual type of business facebook page, they fire you off a little bit of information about today and what special day it is, for example the 19th of June was "World Sauntering Day" which sounds to me more like something that should be done over thirty hours rather than the usual twenty four.

Anyhow, my mum wanted somewhere to put longer pieces of text up for people to read, hence the blog was born.  If you are in the UK and are interested in their selection of weird and wonderful magical supplies, remember they send a free catalogue out - probably simplest is to contact them by sending a message via Facebook with your postal address.  I believe that you also get a free gift token to use with your first order!

1 comment:

  1. Hey Mike, your ATM routine is so true and reminds me of my Trials at Tesco blog with the queue scenario, so damn frustrating, but hey, it gives us something to write about. Good blog.


TOTS 100 - UK Parent Blogs
Paperblog BlogCatalog